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Business account relationships at Peoples also entitle business owners and their senior staff to special personal banking opportunities. We deeply appreciate your business banking relationship with Peoples. When you, a family member or a member of your senior staff opens a personal account at Peoples, it will include membership in The Chairman's Club^TM. The Club has numerous benefits specially designed for our valued Guests.

The Chairman's Club^TM Benefits

	Waiver of service charges. Regardless of your account balances, we will waive any and all service charges on your checking accounts.
	Guest Protect overdraft protection. We will normally pay checks or overdraft purchases in most circumstances up to an overdraft limit of $500 rather than return or reject your check or purchase. We have additional information regarding this privilege.
	Executive line of credit. We offer personal lines of credit to meet your individual cash flow needs.
	Free appraisal for home mortgage. You and anyone in your immediate family are eligible for a free appraisal on your next mortgage loan through Peoples. Whether you're buying or refinancing, enjoy the savings offered you with this free appraisal.
	Free identity fraud insurance. Peoples will purchase Identity Theft Insurance for you for damages up to $25,000 ($0 deductible) in the event you are a victim of identity theft. If you are a victim, just let us know. We will help you with the claims process and provide other advice to help.
	Wealth management/financial planning consultation. At your convenience, a licensed and registered member of our Wealth Management team will consult with you about personal financial planning.
	Consumer loan rate upgrade. If you or any qualified member of your family needs a consumer loan in the future for a car, boat or any other personal use, we will upgrade the rate with a reduction of at least 1/4% below our standard rates.
	Free traveler's and cashier's checks. We will gladly waive all charges and fees to provide you with a reasonable number of traveler's and cashier's checks for your personal use.
	Free ATM transactions and higher ATM withdrawal limits. Enjoy three free ATM transactions every month at non-Peoples Bank ATMs. Plus, at your discretion, your cash withdrawal limit from Peoples ATMs will be $700 versus our normal limit of $300.
	Increased debit card purchase limit. At your discretion, your Peoples Debit Card purchase limit is $2,000 for each purchase, versus our normal limit of $1,500.
	E-statement banking. Your checking account statement may be delivered to you electronically – which means enhanced security, faster service and less paper.

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All About You

The Chairman's ClubTM Benefits

The Chairman's Club^TM Benefits