Gerald Santoro

Mortgage Banker

Location

  • Morganville, NJ

    701-703 Ginesi Drive
    Morganville, NJ 07751

    (732) 851-7470

      Lobby Drive-Thru
    M 8:00 am – 5:00 pm N/A
    T 8:00 am – 5:00 pm N/A
    W 8:00 am – 5:00 pm N/A
    Th 8:00 am – 5:00 pm N/A
    F 8:00 am – 5:00 pm N/A
    S Closed N/A
    Su Closed N/A

Meet Gerald

Gerald comes to Peoples with many years of experience in the Mortgage Industry. He is a licensed mortgage banker ready to help you! He specializes in Conventional, Jumbo, FHA VA, USDA and Reverse Mortgage Loans as well as assists many first time home buyers, move up buyers, vacation home buyers, and investors with purchases and/or refinances. Gerald oversees every Guest from application to closing, staying in close touch with all parties in the transaction at all times, to ensure a smooth mortgage process. He is proud to say that he thrives on repeat business and referrals from satisfied clients. He strives to under promise and over deliver.

He has been married for 40 years to his childhood sweetheart and is a proud father of three children and a PROUD grandfather to two grandchildren.

Gerald is looking forward to helping you with all your home loan needs!

Gerald’s Favorites

  • Favorite vacation spot: Curacao
  • Favorite quote: "Only a life lived for others is a life worthwhile." - Albert Einstein
  • Restaurant: Gaetano's in Red Bank, NJ
  • TV Show: Game of Thrones
  • Author: Stephen King
  • Musical Artist: U2
  • Hobbies: Golf
  • What do you want to be when you grow up?: Still trying to figure that out. Who wants to grow up?

Testimonials

  • Gerald has recently helped me refinance my main residence and facilitate financing for a vacation home. Gerald pays attention to detail and makes the process as easy as it can be with no double talk.. Gerald worked tirelessly throughout the entire process and was available 24/7 to answer any questions. Gerald has a great team working alongside him and you will find that each of them have irreproachable work ethic.

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    — Scott R.
  • Gerry is a caring and knowledgeable individual. His expertise in the mortgage industry and extraordinary people skills make everyone he works with feel extremely comfortable and confident that he will do the best job possible for them. He is once of the sincerest people I know in the industry.

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    — Jerry C.
  • Gerry Santoro has assisted us with re-financing our home more than once. He again has made what can be an ardous process very smooth. If we decide to re-finance again in the future it will be Gerry we call upon. Thanks again for a job well done.

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    — Jim T.
  • Appreciate your support and thank you for your help and service in buying my first home in the USA. Though things were getting delayed due to Hurricane Sandy and your office was without power for 10 days, you and your team members did an amazing job to meet the closing date. I was glad to hear from my attorney’s office that you were very supportive during the closing. Thank you.

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    — Sounder S.
  • Gerry and his team were great to work with! They were easily accessible at all hours of the day to answer any questions that came up during the process. There was plenty of communication between us and his staff. Once the information was submitted, it took no time at all to get the loan approved. Gerry Santoro and his team were a pleasure to work with.

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    — Michelle M.
  • I have had the pleasure of working with Gerald for my mortgage. Gerald is a professional, knowledgeable and customer service driven loan specialist! He went above and beyond to get me closed in the time I needed and kept me in the loop every step of the process. He made the loan process go so smoothly and I was able to put my mind at ease and relax. I recommend his services to anyone that is in need of a loan or financial information.

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    — Angela B.
  • The best mortgage representative!

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    — Valentyna L.
  • Gerry helped me get two loans. He is professional, helpful and very straight forward. I was able to ask him questions and get clear and accurate answers. A pleasure to work with.

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    — Samer G.
  • Gerry is approachable, affable, and true. A caring and loving father and husband, his quality of person shines through when using Gerry’s services. Gerry is a dedicated professional who truly enjoys helping people realize their dream of homeownership. And he does so in a manner that puts the clients’ interests before his own.

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    — Chris K.
  • Gerry is a dedicated mortgage professional who goes the extra mile to provide outstanding service for his clients. Customers will enjoy his attention to detail. Gerry’s inquisitive style helps his clients utilize their mortgage as a financial tool for prosperity.

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    — Bobby B.
  • Gerald was able to help us identify our situation and come up with a strategy to better manage our finances to help bring in what we want for the future under control. A total asset!

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    — Xaiver D.
  • Gerald, or “Jerry” (as those who know him and love him refer to him) is one of those people that you’re so happy to have gotten to know. Jerry has shown me, by example, how placing the client’s needs above all else is the key to keeping long lasting relationships. Jerry’s easy going style and deep mortgage knowledge make him a much sought after mortgage advisor. I can, without hesitation, recommend Jerry Santoro as a valuable asset to have on your team.

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    — David T.
  • Gerry is one of the most trustworthy and diligent professionals in the loan & banking industry. He uses his skill and experience to protect the interests of his clients first and foremost. These are certainly the qualities that will lead the way into a new golden age for his industry.

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    — Victor P.
  • Gerald is a trustworthy and knowledgeable loan specialist. We have relied on him through three re-finance projects over the past 10 years. Each time he did a fantastic job and he provided the best possible rates without ever compromising value or quality of service. He never lets the ball drop and maintains steady communication with his clients at all times. I will continue to recommend him to anyone interested in a mortgage anywhere and anytime.

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    — Michael S.
  • Gerald has helped me out when I did not think there was an option out there. He had many options for the best solution. Gerry is very diligent, knowledgeable and professional in his business. If you are looking for a mortgage man, call him first. He will give you the good, bad and ugly up front, and be able to take care of all with his creative solutions.

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    — Justin C.
  • Gerald is personable, conscientious, hardworking consultant, who more than once helped me and my friends to achieve great results, working with expertise, creativity and high integrity. I am happy to recommend him.

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    — Irina G.
  • Gerald has been a long term client/friend for many years. Gerald has always brought great knowledge as well as honesty and integrity to our industry.

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    — Eric G.
  • I have been following Gerald for some time and find that he really knows his business. I have recommended people that are in his area contact him and have found that he is very responsive and works hard for his clients. Although on different sides of the United States, we still have a connection through our common business.

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    — Fred C.
  • Gerald was efficient at a time that I need mortgage options. He was patient, informed and provided what was needed.

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    — Mafalda S.
  • I have worked with Jerry many times. He is diligent and follows through which is necessary in closing transactions. I would recommend him to others.

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    — Meryl P.
  • Gerald is a responsive manager with excellent attention to detail. In the many times that I’ve required information regarding mortgage issues he has responded quickly with solid information to crystalize the subject matter. I enjoy working with Gerry and look forward to a long term relationship.

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    — Lorraine M.
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    — Joseph M.
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    — Michael G.
  • Gerald is very detailed in his business dealing and a person dedicated to fulfilling his client’s needs. I would recommend him without hesitation.

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    — Douglas N.
  • Gerald is very detailed in his business dealing and a person dedicated to fulfilling his client’s needs. I would recommend him without hesitation.

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    — Paul M.