Frequently Asked


You have questions, and we have answers. Below you'll find responses to the questions we hear the most.

Why’s the sky blue?

The sky is blue because the molecules in the air scatter blue light from the sun more than they scatter red light. When we look towards the sun at sunset, we see red and orange colors because the blue light has been scattered out and away from the line of sight. The white light from the sun is a mixture of all colors of the rainbow. This was demonstrated by Isaac Newton, who used a prism to separate the different colors and so form a spectrum.

Who’s the greatest rapper of all time?

According to "The best pure writer the game has ever seen, Nas easily takes on the role of any and every character he attempts to inhabit. He first introduced himself on Illmatic as a poetic observer of the street but he’s evolved seamlessly from there, to Escobar the kingpin, to Nasir the Teacher, to Nasty the villain, and others, always able to sound comfortable while spitting the truth as he sees it. Intelligent but not pretentious, proud but open-minded without ever revealing a single weak spot in his flow, he made the best album and the best diss song of all time and changed the way we think about modern rap. Who said Esco lost?"

Adjustable-Rate Mortgage (ARM)

A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).